One of our EHS schoolmates (Anne Fischer Mancine, '71) and her husband Ben currently live in Kent. They published a book of Elyria Historical postcards in 2004. I found a preview site for their book while searching for references to the 1920's power plant at the East falls (Washington Ave) on the Black River. Look at some of the photos.
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- Intereting. Thought I might see my parents since (little known fact) they spent their honeymoon night in the Graystone Hotel Nov. 6, 1948. Family lore has it I was conceived there, too (my birthday is 1 day shy of nine calendar months from that night).
Post a Comment- 272 days. Well that would mean that I was conceived in either Niagra Falls (how pithy is that) or Pittsburgh (how depressing is that). Nevertheless: HONEYMOON BABY !!!! Guess they wasted no time getting started, then there were 5 more spread over 18 years. Apparently never gave up either ;-)
tata
The plot thickens. I seem to be in the market for an Arteriovenous Fistula (first one on page) Right now I have a Venous Catheter (same link, third one down) which is only meant as a temporary access measure. It leads straight to a chamber of my heart and if an infection should set in, well, not good. With a fistula the dialysis is delivered through a needle in the huge vein that results which cuts the possibility of infection way down. Sooo.... I'm now covered by Medicare and have been calling around to find a vascular surgeon to do the fistula. They either don't accept Medicare or want a bunch of money up front because Medicare doesn't pay enough. I'm not sure what I'm gonna do now.
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- And speaking of money, insured people may not know how non-insured people are charged for the same exact services.
My initial 15 minute visit to the GP's office (where this all started): $350.00
My dialysis: $50,000.00 per month. (A patient with insurance, or the insurance company, is charged approximately $4,500.00 per month.)
- Wait a minnit - are you saying that the same medicos that accept $4500 from an insurance company are charging the disenfranchised $50k for the same stuff? And that the US gummint is paying the $50K through the Medicare system? Whose pork belly do we hafta slash to fix this?
- Seems like a visit to a crusading attorney and a muckraking journalist (what's Strang up to these days?) might be in order. Embarrassment has a tendency to level any number of playing fields.
I'm with Andy on the need for clarification. Is that $50,000/mo a base figure and the insured guy has to come up with $4500 out of pocket or is the insured guy only charged $4500 to start with? Is there a sliding scale depending on the generosity of your insurance plan? Is this just a tax dodge given that if you can't afford insurance at $600/mo you sure as hell can't afford $50,000/mo? So they just make out an exorbitant bill and write it off as uncollectable? WTF anyway?
There has to be some kind of oversight on this crap.
- Andy - Yes, the disenfranchised are charged $50,000 for the same stuff. Once my Medicare kicks in I'm no longer "disenfranchised" (Medicare is a type of insurance) so the billing to Medicare will be more in line with the $4500 insurance company charge.
Tony - The insured guy pays whatever his insurance plan says he pays, which is typically a percentage of the total bill, depending on the plan. The total fee has been negotiated ahead of time by the insurance company.
In Ohio there is no cap on what a patient (one without insurance) can be charged. The only fee limitations are negotiated between the doctor/practice and each individual insurance company.
Here's another example: If you're a hospital inpatient and need an aspirin your insurance company will be billed about 45 cents. As a "self-pay" patient you'll find that aspirin line-item billed at about $15.00.
- I should clarify a bit. Medicare pays 80% of whatever charge has been determined to be fair (by the government's estimation - there's no negotiation and providers don't have to accept that). The other 20% percent is on the patient (me). Some doctors/practices/hospitals accept the governments determinations, some don't.
- Have you checked out asset protection ideas (look at the section titled Personal Residence, the fourth topic down)?
- Update: The Cleveland Clinic has agreed to do the fistula and (as best I understand) accept what Medicare pays as payment in full. I spent the morning there today setting things up. Surgery will be in a little over three weeks. Anybody wanna be a driver? It's an outpatient procedure and should run about 3 hours for the whole thing (not counting driving time).
Post a Comment- April 9th, a Wednesday. I have dialysis first thing in the morning. The clinic wants me to complete that then show up there asap in the afternoon. This would mean leaving from my house around 11:45am. I have to go to the clinic in about ten days for vein mapping and pre-op testing and will verify everything (and try to get a more definite surgery time if possible) then.
I don't recall if I ever posted about this company so bear with me if I have.
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